BICZ BOND

BICZ RETURN BONDS

Are you looking for an interesting investment opportunity that delivers a solid return and is backed by returns from residential properties? The BICZ Bond is unique in that the funds raised are highly diversified through the parent company among all the projects of the BICZ Group. The BICZ Group successfully buys, renovates, rents and sells income-generating properties for residential use.

For 2022, we have prepared three types of bonds for you. The public offering call was launched on 15 March 2022. We offer a two-year bond with a 5% annual yield, a three-year bond with a 6% yield and a four-year bond with a 7% appreciation. Interest is paid monthly on all bonds.

BICZ Bond 5/2024 – 1 6/2025 – 1 7/2026 – 1
Fixed yield 5% p.a. 6% p.a. 7% p.a.
Emission volume 20 000 000 CZK 50 000 000 CZK 50 000 000 CZK
Maturity 2 years 3 years 4 years
BICZ Bond
 5/2024 – 1
Fixed yield 5% p.a.
Emission volume 20 000 000 CZK
Maturity 2 years
BICZ Bond
 6/2025 – 1
Fixed yield 6% p.a.
Emission volume 50 000 000 CZK
Maturity 3 years
BICZ Bond
 7/2026 – 1
Fixed yield 7% p.a.
Emission volume 50 000 000 CZK
Maturity 4 years

  • A fixed interest rate of 5 – 7% p.a. with monthly payments

  • BICZ plans to purchase income-generating properties with an estimated revenue of 10% p.a. or more

  • The Issuer pays interest on rents collected and also on revenue from the sale of the properties owned

  • This is an indirect investment in residential housing, where the proceeds of rents are not as subject to economic fluctuations as with commercial properties

  • The Issuer is registering strong demand from business partners for this type of property

  • The Issuer is part of BICZ – a corporate group with extensive experience in investment property

  • All obligations of the parent company, including those of subsidiaries, have always been duly repaid in the past, including interest payments, and in accordance with the concluded

  • Bondholders contribute to creating social and environmental added value

1. What is BICZ BOND 6/2025-1?

BICZ BOND 6/2025-1 is a dematerialised bond with an approved Prospectus with the Czech National Bank. It is a security with a fixed interest rate and maturity date.

2. Who can buy the bond?

Citizens of the Czech Republic, legal persons, natural persons (entrepreneurs), other entities established under the laws of the Czech Republic (foundations, movements, etc.).

3. Why invest in bonds?

The yield is fixed for the entire term of the bond; interest is paid at regular intervals; and the value of the bond does not fluctuate as it does with other investment instruments, such as funds.

4. What is the minimum investment amount?

The minimum amount of investment is 50,000 CZK, i.e., 1 bond. There is no maximum investment amount.

5. Who will arrange bond purchase for me?

You can purchase bonds directly from BICZ Bond s. r. o. – the Issuer of the bonds.

6. When will I receive my purchased bonds?

As a standard, an order is placed, which is subsequently confirmed electronically by the Issuer (we will send a confirmation to your email address), including payment instructions. Once we receive the funds, we will send the bonds in paper form to your address within 48 hours.

7. Do I pay any one-time fees?

No fees are charged!

8. Where will my bonds be deposited?

We recommend keeping them in a safe place at home or in a bank safe deposit box.

9. Are bond proceeds subject to tax?

Yes, bonds are taxed at 15% withholding tax when paid out. The Issuer, who arranges the payment of interest, will pay this tax for you (in the case of a natural person).

10. Can I buy more bonds any later?

BICZ BOND 7/2025-1 can be purchased until 15 March 2023, after which it will no longer be possible to buy the bonds. It is likely that they will be sold out much sooner, as only 100 million CZK has been released so far.

11. Do I have to hold the bonds for their full maturity period?

No. The transferability of bonds is not limited.

12. Where can I find the terms and conditions of the issue of the bonds?

The full version of the issue conditions of BICZ Bond s. r. o. bonds can be found in the document called Prospectus (see the Download section below). A hard copy is available at the Issuer’s office.

If you use a financial adviser, ask them to evaluate with you whether or not this product should become part of your investment portfolio.

The bonds are certificated and transferable.

The full Bond Prospectus approved by the Czech National Bank (CNB) is available in the Bond Register at the CNB website or on this page in the Download section. Interested parties should read this document thoroughly.

There are a number of risks associated with investing in properties as well as with purchasing a bond and we recommend that you familiarise yourself with them by reading the Prospectus.

The CNB’s approval of any prospectus should not be construed as an endorsement of bonds that are offered or admitted to trading on a regulated market.

We strongly recommend that potential investors first read the Prospectus before making an investment decision in order to fully understand the potential risks and rewards associated with a decision to invest in the bonds.

BICZ Bond 2020 s.r.o.

Basic information on bond issue – Prospectus (PDF)

CNB’s Decision to Approve Bonds (PDF)

BICZ Bond 5/2024-1 Final Terms (PDF)

BICZ Bond 6/2025-1 Final Terms (PDF)

BICZ Bond 7/2026-1 Final Terms (PDF)